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Head of Credit Risk Management (Chief Risk Officer)

Head of Credit Risk Management (Chief Risk Officer)

HARBRIDGE PARTNERSHong Kong
14 days ago
Job description

Responsibilities

  • Support the CRO in overseeing the financial and non-financial risk management of the virtual banking business.
  • Lead the Credit Risk Management function for SME andmercial Banking, ensuring effective and prudent management of the bank's credit portfolio.
  • Provide strategic leadership in credit lending management and oversee credit approval processes, guiding credit officers and analysts.
  • Develop and implement credit risk policies and procedures to promote sound lending practices.
  • Monitor and manage the credit portfolio to maintain a balanced risk profile.
  • Conduct regular reviews and stress tests of the credit portfolio to proactively identify and mitigate potential risks.
  • Oversee the credit approval process, ensuringpliance with regulatory requirements and internal policies.
  • Evaluate and approve high-value credit applications, exercising expert judgment onplex credit decisions.
  • Collaborate with senior management to establish credit limits and risk appetite for various lending products.
  • Lead, mentor, and develop a team of credit officers and analysts, fostering a culture of excellence and continuous improvement.
  • Ensure thorough credit assessments are conducted, providing accurate risk ratings.

Qualifications :

  • Bachelor’s degree in Finance, Business Administration, Risk Management, or a related field.
  • At least 15 years of relevant experience in credit risk management within SME ormercial Banking, preferably from reputable traditional banks; experience in virtual banks is a plus but not mandatory.
  • Strong analytical skills with the ability to make informed decisions under pressure.
  • Proficiency in credit risk assessment tools and software.
  • Experience in other financial and non-financial risk areas is advantageous.
  • In-depth knowledge of HKMA regulatory requirements and industry best practices.
  • Ability to collaborate effectively with cross-functional teams.
  • Strong leadership skills with team management experience.
  • Excellentmunication skills in both English and Mandarin Chinese.

    • If this job isn't quite right for you, but you know someone who would be great for this role, why not take advantage of our referral scheme?

    We offer HKD1000 in Apple gift cards for every referred candidate who we place in a role. Terms & Conditions Apply.

    Please send an updated resume in English to our Managing Partner at ec(at)Harbridgepartners(dot

    Or contact +852 2523 9955 – and ask for Edward Chen, Richard Liu, Cora Pang

    Harbridge Partners Limited

    Employment Agency License : 75427

    Job ID RB / HCRM-CRO / 2025 / 05 / 003

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    Risk Risk Management • Hong Kong