Job descriptionPerform credit evaluation and risk assessment on commercial and retail credit proposals and periodic reviewsIdentify and assess credit risks and potential problems, and make recommendations for appropriate lending authority’s consideration and approvalEnsure efficient turnaround of credit processingDegree holder with minimum 5 years of solid experience in commercial credit and risk management functions in banking industryExcellent interpersonal and communication skills in both English and ChineseCandidate with less experience will be considered as Credit AnalystWith Enhanced Competency Framework (ECF) qualification is preferable