Senior Underwriter, SME

What you need to know :

The successful candidate will play an integral role in all areas of our business pack product including sales, product development, pricing, planning & coordinate marketing activities with distribution channels.

Support the team lead with our business strategy to successfully propel AIG Business Pack into a significant and profitable long-term, sustainable leadership position in the APAC marketplace in support of the company’s ROE objectives over the long-term. This includes detailed monitoring standards / quality reviews to assess loss ratios and underwriting results.

Drive the AIG Business Pack vision and value proposition in close co-operation with Product leads that recognize changing business and competitive environment dynamics, key business drivers, and financial elements and demonstrate the value we bring to our clients.

Coordinating underwriting excellence for the specialty Business Pack products, by ensuring adherence to risk appetite, line setting, standards and guidelines, and establishing rating and pricing adequacy

Contribute to the overall strategic direction and development of the Business Pack portfolio, review of electronic trading platform (Transact) including business rules and rating algorithm and drive improvements in operational efficiency.

Collaborate with Actuarial on creating and maintaining proper pricing tools and technique

Develop alternative distribution channels

Oversight of contractual documentation including policy wording sign-off

Ensuring accurate and timely production of management information for senior management

Ensure the required standards of governance, systems and controls, and regulatory compliance are established and maintained

Demonstrating understanding of regulatory and compliance processes

Driving collaborative behavior across the wider business

Drive a culture that promotes collaboration, diversity and inclusion

Requirements :

Ability to effectively adapt to cultural differences as well as to organizational demands.

Work with a global perspective in different environments whilst understanding how your work links to other regional and global offices.

Be flexible between acting as team player and operating as an individual leader and knowing when to emphasize these roles.

The communications skills to engage a wider variety of stakeholders and creativity and innovation to participate in forward-looking processes.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com .

Functional Area : UW - Underwriting

AIG Insurance Hong Kong Limited