CS Case Management And Underwriting, Analyst

Job description

Role overview :

Actuarial solutions :

Provide portfolio analysis on profitability and pricing retention for management.

Perform experience studies to support pricing assumptions, manual rate review, costing in special terms

Perform in-depth claim analysis for jumbo cases for more accurate pricing

Financial underwriting :

Underwrites group Life, Medical, PA and Credit life cases by analyzing benefits, claim experience, terms & conditions and reinsurance arrangement to ensure sufficient margin has been catered for projected claims, medical trend, variables, expenses and profit margin while maintaining competitiveness of product

Reviews benefit scope, terms and conditions of group cases with reference to internal and external rules and guidelines to ensure risk underwriting compliance as well as legal compliance

Recommends benefit changes and cost-containment proposals for corporate clients by analyzing benefit coverage, scheme terms & conditions, claims pattern, medical trends, portfolio data, industry data as well as employee benefit design trends

Works with Sales team to identify employee benefit gaps and develop benefit solutions for corporate clients

Works with Operations, IT and Network team to develop customer-centric benefit solutions which are operational viable

Gathers claim data, prepares benefit analysis and works out group cases premium projections and terms recommendations for cases exceeding local authority for higher authority review and approval

Projects & Reports :

Participates in projects relating to actuarial solutions, service enhancement or business initiatives

Prepares regular and ad hoc underwriting reports as required

Reinsurance arrangement

Ideal profile :

University / College graduate plus over 1 year related working experience.

Communication & interpersonal skills.

Commitment to team work.

You are required to obtain relevant license if your job involves in regulated activities

Candidates with more experience will be considered for more senior position level