Financial Lines Underwriter

What you need to know :

Underwriting

Able to understand and summarize the risk of the commercial client (Financia Institution in specific) and maintaining underwriting disciplines

Sensitive to regulations and market trends of the finance industry and able to reflect that in the risk analysis.

Identifying “first sign trends” in business submissions.  Frequent communication with manager is required to identify the market trend and risk profile of the industry.

Responsible for Management Liability, Crime and Professional Indemnity underwriting for financial institutions with further development opportunity across all the financial lines products and segments.

Able to assist Manager to manage the profitability of the portfolio

Marketing / Sales

Maintaining contact with peers within the industry.  Assistance should be provided to the Manager with regards to underwriting requirements for new products and enhancements.

What we’re looking for :

University Degree graduates

Prefer to have 2 -3 years of finance or risk assessment related experience (experience in (financial institution) audit, business consulting, legal, securities placement or corporate finance services will be preferred) (fresh graduates and non-insurance practitioners will also be considered)

General knowledge of General Insurance (GI) product and market is preferred but not compulsory

Good command in both written and spoken English and Chinese

Strong interpersonal and analytical skills

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com .

Functional Area : UW - Underwriting

AIG Insurance Hong Kong Limited