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Senior Manager / Manager, Credit Approval (SME)

Dah Sing Financial GroupHong Kong

30+ days ago

Job description

Job Purpose :

To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects.

Main Responsibilities :

Approve credit applications within delegated lending authority
Analyze and review credit applications beyond the delegated authority for higher authority level’s decision making
Monitor compliance with credit policies and guidelines
Approve credit excesses and irregularities within the delegated lending authority
Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan / credit restructuring
Assist in formulating and reviewing credit policies and guidelines
Take up credit-related projects

Incumbent Requirements :

University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline

Minimum 8 years’ credit experience in commercial banking

Professional qualification such as Certified Banker (CB), or ECF on Credit Risk Management (CRM) is preferred

Knowledge of commercial banking products including trade finance

Knowledge of relevant regulatory requirements

Good knowledge in accounting principles and financial statements analysis

Good analytical, communication and interpersonal skills

Candidate with less experience will be considered as Manager

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Senior Manager • Hong Kong

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