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Senior Manager / Manager, Credit Approval (SME)

Senior Manager / Manager, Credit Approval (SME)

Dah Sing Financial GroupHong Kong
30+ days ago
Job description

Job Purpose :

To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects.

Main Responsibilities :

  • Approve credit applications within delegated lending authority
  • Analyze and review credit applications beyond the delegated authority for higher authority level’s decision making
  • Monitor compliance with credit policies and guidelines
  • Approve credit excesses and irregularities within the delegated lending authority
  • Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan / credit restructuring
  • Assist in formulating and reviewing credit policies and guidelines
  • Take up credit-related projects

Incumbent Requirements :

  • University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline
  • Minimum 8 years’ credit experience in commercial banking
  • Professional qualification such as Certified Banker (CB), or ECF on Credit Risk Management (CRM) is preferred
  • Knowledge of commercial banking products including trade finance
  • Knowledge of relevant regulatory requirements
  • Good knowledge in accounting principles and financial statements analysis
  • Good analytical, communication and interpersonal skills
  • Candidate with less experience will be considered as Manager
  • Create a job alert for this search

    Senior Manager • Hong Kong

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