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Senior Credit Analyst

Senior Credit Analyst

Global Payments Asia Pacific Processing Company LimitedKowloon, Hong Kong, China
30 天前
职位类型
  • serp_jobs.job_card.full_time
职位描述

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.

Key Responsibilities :

  • Conducts credit assessment and approval of credit applications of merchants ranging from SME to Global Multinational names
  • Prepares comprehensive credit reporting on regional deals / accounts beyond individual approval authority to Regional Management for approval
  • Manage credit re-assessment on accounts which are imposed with conditions of approval upon onboarding to ensure no breach of covenants and implement necessary risk-mitigating actions
  • Work and liaise with Merchants, Sales and Risk Team for investigation and follow-up action on daily basis
  • Conduct regular review and monitor portfolio quality on an ongoing basis and recommend rating and collateral actions, make recommendations on how to improve the quality of portfolio
  • Make recommendations to Credit Manager for risk mitigating actions
  • Prepare regular Management Reports
  • Assist in system enhancement changes
  • Provide support and coaching to less experienced Credit Analysts
  • Partners with the Sales Team to drive business results and promote consistent execution between various groups
  • Other job responsibilities and ad hoc projects as needed and as assigned

Requirements :

  • University degree holder in Business Administration, Commerce and Finance, Accountancy or related disciplines.
  • 3-4 years solid working experience in credit underwriting and Portfolio Risk management Strong database and portfolio management skills
  • Excellent interpersonal and communication skills
  • Excellent organization and prioritization skills, strong analytical and detailed- minded
  • Able to work under pressure and determined to meet tight deadlines
  • Proficient in Reading and Writing in English and Chinese (Mandarin)
  • Excellent Excel Skills and well based in other MS Office Applications like Word, Access, and Powerpoint