Prepare and analyze new and renewal credit applications according to Bank standards and proceed with applications through the approval processes
Provide advices and suggestions to Marketing Units on deal structures and assess credit risk in order to support business activities
Provide advices on the loan documentation process where necessary and to keep abreast of external regulatory requirements
Monitor and review the Bank’s credit policies through regular review of the Bank’s grading systems to ensure that they are updated to reflect changing market conditions and emerging trends in risks
Assist to train up junior credit staff and ensure their quality of works being in line with the Bank’s requirements.
Conduct ad hoc assignments requested by immediate supervisor, department head or the Management
Requirements :
University degree holder, major in Business / Finance / Accounting or other related disciplines
At least 5 years’ experience in credit analysis with banking products knowledge; less experience will be considered as AVP
Holder of HKMA Enhanced Competency Framework (ECF) Qualification is preferred
Detailed-oriented, good analytical, interpersonal and communication skills
Good command of written and spoken English and Chinese