Responsible for credit and portfolio monitoring for the portfolio mainly in Hong Kong and China
Support Asia Structured Debt Vertical ("ASDV") centralized functions on credit portfolio management - portfolio flow (control existing deals) matters.
Support the team on compliance, regulatory and other internal related matters for Specialised Products Department, Asia Pacific ("SPDA") activities in Hong Kong
Closely monitor and handle all credit-related matters for accounts of SPDA HK’s loan portfolio including preparation of credit memos and financial / cashflow analysis for periodic / ad-hoc credit monitoring for the purpose of reviewing obligor grading, processing of amendment / waiver requests, monitoring of covenants and timely reporting of any credit related matters required by management
Maintain strong working relationship with front office / marketing groups to support closing of new transactions as well as ongoing portfolio management
Review loan documentation against internal SMBC framework to ensure internal and local compliance requirements are complied with as well as credit conditions are appropriately documented
Keep regular contact with Borrower / Sponsors / Participants / Facility Agents to maintain relationship and source information
Engage and work with auditors / examiners from SMBC’s headquarter / banking authorities / central banks in line with our compliance rule, preparing for materials requested by auditors / examiners
Requirements :
University Graduate with knowledge in credit, finance and accounting
At least 3-5 years of relevant professional experience in banking
Strong understanding of corporate credit analysis; ideally exposure to real estate / fund / leveraged buyout financing and / or large corporates preferred. Experience in bank is essential
General understanding of the Chinese regulations and security principles
Proficient in written and spoken English and Chinese (Simplified Chinese)