Job Summary
- To handle Personal line claims focusing on Home or Retail Property
- With low levels of supervision to manage standard complex (medium / high severity / complexity) claims in the most effective, efficient way whilst delivering the customer-centric claims services
Job Accountabilities
Promptly handle first and third-party claims taking responsibility to resolve all enquiries from both customer and external contacts to ensure delivery of a focused claims serviceReview, resolve and proactively finalise claims within authority limits ensuring settlement at an optimum levelDevelop a claims case strategy to ensure that appropriate reserves are assigned with investigations conducted and appropriate suppliers engagedAcquire and efficiently organise the relevant evidence and information to accurately assess the value of the claim and to recognise potential fraud / recovery indicatorsAct as a referral point for cases escalated by standard handlersAdhere to local regulatory and governance requirements throughout the life of the claim to ensure that we make decisions using the right standards.Refer to customer specific claims handling protocol and / or customer proposition service charter to ensure that we understand & fulfil the needs and expectations of our customersDirect conversation with customer over the phone or email is requiredServe as coach / mentor to junior colleaguesJob Qualifications
Degree / Diploma holderOver 2 years insurance experience in claims handling, preferably for Home or Retail Property claimsGood technical knowledge on claims handling, preferably Home insuranceGood customer service skill to engage, influence, negotiate and inform customers on claims related mattersUnderstand industry standards and protocolKnowledge of claims agreementsInterpretation of policy coverRecognise relevance of customer proposition and how to interpret specific handling requirementsRecognise the benefit of providing excellent customer serviceBe able to articulate how to prioritise and work to deadlinesDesire to learn and be flexible to business changeDetails oriented with strong analytical mind setTeam player with good interpersonal and communication skillsGood command of spoken and written English and Chinese, including Cantonese & MandarinSelf motivated, able to work under pressure and handle multiple tasksWhy Zurich
At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking What can go right?
We are an equal opportunity employer who knows that each employee is unique - that’s what makes our team so great!
Join us as we constantly explore new ways to .
Location(s) : HK - Hong Kong