Senior Underwriter, Financial Lines

AIG’s underwriters develop insurance solutions that address the exposures of companies and individuals, and embody AIG’s tradition of innovation, bringing to market groundbreaking insurance solutions for our changing world. AIG’s underwriters help to find insurance solutions for risks from a range of areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients and High Net Worth individuals.

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

General Insurance is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world’s most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.

About the role

What you need to know :

Underwriting

Able to understand and summarize the risk of the commercial client and maintaining underwriting disciplines

Identifying “first sign trends” in business submissions.  Frequent communication with manager is required to identify the market trend and risk profile of the industry.

Sensitive to changes of the legal, economic and industry-specific environment and able to reflect that in the risk analysis.

Responsible for Professional Indemnity Insurance and financial institution segment with further development opportunity across all the financial lines products and segments.

Able to assist Manager to manage the profitability of the portfolio

Strategic Planning

Contributing specific input relating to industry trends and specific needs to our commercial client

Implementing the Action Plans emanating from the Strategic Plans as directed by the Managers.

Marketing / Sales

Maintaining contact with peers within the industry.  Assistance should be provided to the Manager with regards to line underwriting requirements for new products and enhancements.

What we’re looking for :

University Degree graduates

At least 2 -3 years of finance or risk assessment related experience (experience in (financial institution) audit, business consulting, legal, securities placement or corporate finance services will be preferable)

General knowledge of General Insurance product and the Insurance market is preferred but not compulsory

Good spoken and written English and Chinese

Strong interpersonal and analytical skills