Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is a licensed bank incorporated in Hong Kong. It is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) - currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 48 branches (including 25 branches equipped with “Elite Club” Wealth Management Centres) in Hong Kong. It is engaged in personal banking, commercial banking, cross-border banking, private banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on retail and commercial banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialise in renminbi services in the Chinese mainland and ICBC’s global asset management business respectively.
The Role
You will be responsible for :
- Perform credit due diligence and fundamental analysis on borrowers and trading counterparties, especially credit assessment on financial institutions(Banks and non-bank FIs) / Mutual Fund / Private Equity
- Conduct analysis on the deal and the major credit terms including OTC transaction, Money market product and Debt securities to assess the credit exposures.
- Evaluate and challenge on the credit limit proposals and prepare credit opinion / recommendation to the credit approvers based the risk and mitigation summary
- Ensure credit request is duly assessed with respect to all internal and external requirements including approval of credit applications within delegated authority
- Participate in cross department projects and provide guidance as a subject matter expert on credit risk issues
Ideal Profile
University graduate with major in Accounting, Finance or related disciplinesMinimum 5 years of credit risk management especially on counterparty credit risk and FI credit riskSound knowledge of financial market derivative product and key risk factorsSolid knowledge in financial fundamental analysisHKICPA, ACCA, CFA, FRM are preferredSelf-motivated, independent with an analytical mindset and ability to work under pressureStrong interpersonal, communication, negotiation and presentation skills with experience in working with senior management levelStrong command of both written and spoken English and Chinese, including PutonghuaWhat's on Offer?
A role that offers a breadth of learning opportunitiesAttractive Salary & BenefitsWork in a company with a solid track record of performance