Assistant Manager to Manager, Credit Analyst

Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is a licensed bank incorporated in Hong Kong. It is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) - currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 48 branches (including 25 branches equipped with “Elite Club” Wealth Management Centres) in Hong Kong. It is engaged in personal banking, commercial banking, cross-border banking, private banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on retail and commercial banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialise in renminbi services in the Chinese mainland and ICBC’s global asset management business respectively.

The Role

You will be responsible for :

• Perform credit due diligence and fundamental analysis on borrowers and trading counterparties, especially credit assessment on financial institutions(Banks and non-bank FIs) / Mutual Fund / Private Equity
• Conduct analysis on the deal and the major credit terms including OTC transaction, Money market product and Debt securities to assess the credit exposures.
• Evaluate and challenge on the credit limit proposals and prepare credit opinion / recommendation to the credit approvers based the risk and mitigation summary
• Ensure credit request is duly assessed with respect to all internal and external requirements including approval of credit applications within delegated authority
• Participate in cross department projects and provide guidance as a subject matter expert on credit risk issues

Ideal Profile

What's on Offer?