Reporting to Senior Manager, Business Banking Acquisition, you are expected to eplore new business opportunities in SME segment to generate lending businesses and revenues for the Bank.
Responsibilities :
- Work towards KPI target by acquiring new SME account and CASA deposit balance.
- Build and manage sales pipeline effectively by generating new leads from own network and working closely with branches to identify SME loan opportunities.
- Conduct need assessment to map suitable financial products / service to meet customers’ needs and identify up-selling and cross-selling opportunities for SME and Retail Banking Business.
- Follow through the whole loan application process, from application submission to loan drawdown.
- Ensure KYC / CDD compliance for all new to bank and existing customers and exercise risk assessment for new customers by following all necessary procedure of KYC.
- Prepare credit proposal and conduct regular review to ensure credit quality by following the Bank’s policy and procedures.
- Comply with customer data protection, regulatory conduct, compliance requirements and practices as defined by internal and external requirements.
- Achieve and maintain excellent service quality to SME Business Banking customer and handle customer enquiries in a professional way to ensure a high level of customer satisfaction
Incumbent Requirements :
University degree in business Management / Finance / Related disciplines preferred.Minimum 2 years’ experience in business banking, relevant experience in commercial lending or SME lending advantageous.Sound knowledge in commercial credit, product and services with strong compliance mindset.Excellent interpersonal, negotiation, analytical and communication skills.Self-motivated, resilience, customer-centric, with good teamwork spirit.Proficiency in both English and Chinese, fluency in Putonghua is an advantage.Relevant insurance licensing (IIQE Paper 1, 2, 3) advantageous.