Vice President, Portfolio Management, Aviation Finance

Responsibilities

Strategic

• To prepare credit reviews, credit applications, waiver requests, borrower ratings which include rmendations, within due dates, in accordance to the Bank’s internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remains accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.
• To undertake appropriate identification of early warning indicators, risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable. To prepare and host monthly Close Watch meetings.
• Actively managing the overall risk profile of the borrower, effective obligor or transaction and to rmend changes where necessary to mitigate risks.
• To prepare borrower ratings and cash flow projections in rating reviews.
• To play an active supporting role on refinancing and potential work-out transactions, where required.
• To actively support the negotiation of waiver terms and amendment documents, where required.
• To co-work on secondary loan transfers and loan participation, where required.
• To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet, presentations to management or creditmittee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management / Head Office or Regulators.
• Coordinate and prepare for internal and external audits or regulatory inspections.
• Support the Team Leader and HOD in the Team’s operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank’s initiatives.
• Adhere to allpany policies as well as guidelines. Including supporting KYC andpliance requirements.
• Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.
• To identify industry, economic and sector trends and developments which can impact the portfolio.
• To represent AIBD AFD and Global Aviation Finance Office (GAFO) on interactions with and reporting matters to HK Branch and HK local regulator.

Financial

Customer

People

Other / Control

Job Requirements :